Terms of Use

Last Modified January 1, 2023.

Thank you for visiting our Website. Please read the Terms of Use carefully. By accessing this Website, you accept and agree to be bound by the Terms and Use detailed here. Collectively, these form a legally binding agreement between Index Building Group (also referred to as “Index Building Group”, “IBG,” “our,” “we,” and “us”) and you.

1. Changes to the Terms of Use and the Website

We may revise the information on the Website or otherwise change or update the Website, including the Terms of Use. If we make changes to the Terms of Use, we will post the modified Terms of Use on this webpage. Please check the “Last Modified” legend at the top of this page to see when the Terms of Use was last revised. Changes will become effective when they are posted.

Index Building Group may also make improvements and/or changes on this Website, add new features, or terminate any portion of this Website at any time and without notice. If you do not agree to the Terms of Use as modified, then you must discontinue your use of the Website. Your continued use of this Website following a change to the Terms of Use will signify your continued agreement to the Terms of Use as they have been modified.

2. Securities Information

The content on the Website is for informational purposes only without regard to any particular user’s investment objectives, financial situation, or means. Neither the Website nor any of its content constitutes, nor should it be construed as, investment, professional, legal or other advice. Website users agree to bear all risks associated with their use of the Website, including any reliance on the availability, accuracy, completeness, timeliness, usefulness or appropriateness of the Website or its content. None of the content on the Website is (a) a recommendation, (b) an offer to sell or a solicitation of an offer to buy any securities, financial products, investments or other services, or (c) a basis for making any investment decision.

Please note that certain information contained on this Website may constitute “forward-looking statements” as defined in applicable securities laws. Forward-looking statements include statements that are predictive in nature, depend upon or refer to future events or conditions, and include statements regarding Index Building Group’s competitive strengths, goals, expansion, growth, future success, operations, business, financial condition, expected financial results, performance, prospects, opportunities, priorities, targets, goals, ongoing objectives, strategies, and outlook. In some cases, forward-looking statements can be identified by terms such as “expects,” “anticipates,” “plans,” “believes,” “estimates,” “seeks,” “intends,” “targets,” “projects,” “forecasts” or negative versions thereof, or may include future or conditional verbs such as “may,” “will,” “should,” “would” and “could.” Although Index Building Group believes that the anticipated future results, performance, or achievements expressed or implied by the forward-looking statements are based upon reasonable assumptions and expectations in light of information reasonably available to Index Building Group at the time such statement is or was made, no reliance should be placed on forward-looking statements because they involve known and unknown risks, uncertainties, and other un-predictive factors which may cause the actual results, performance, or achievements to differ slightly or materially. Some of the factors that could cause actual results to differ materially from expectations are discussed in the documents that v files with securities regulators. Except as required by law, Index Building Group undertakes no obligation to update or revise statements or information on this Website, whether as a result of new information, future developments, or otherwise. Users should be aware that, except as expressly stated by Index Building Group in writing, this Website does not make any effort to present a comprehensive or balanced description of Index Building Group or its activities.

With respect to performance, returns on past performance is not necessarily indicative of future results and there can be no assurance that comparable results will be achieved.

Any target returns disclosed on this Website is for illustrative and informational purposes only and no assurance, representation, or warranty is made by any person that the target return will be achieved.

3. Intellectual Property Rights

All right, title, and interest in this Website and its content, design, information, data, software, code, images, photographs, videos, marks and layout are the exclusive property of Index Building Group, and subject to copyright, trademark and other laws. No intellectual property rights with respect to this Website or its content are granted or extended as a result of making the Website publicly available.

Content made available on this Website, including information, data, software, images, photographs, videos, and other material (collectively “Website Content”) is protected by copyright, and neither this Website nor the Website Content may be reproduced, republished, modified, transmitted, displayed, performed, published, licensed, framed, used to create derivative works, transferred, or otherwise used without Index Building Group’s express written consent.

All rights in the trademarks, service marks, logos, trade names, product names, product packaging and designs of Index Building Group or third parties, whether or not appearing in large print or with the trademark symbol, belong exclusively to Index Building Group or their respective owners and are protected under national and international trademark and copyright laws, rules, and regulations. Except as otherwise expressly permitted on the Website, you are not permitted to reproduce, download or otherwise use such trademarks, service marks, logos, trade names, product names, product packaging and designs without the prior express written consent of Index Building Group and/or the owner of such mark.

4. Privacy

Personal information collected via this Website is held by Index Building Group consistently with the Index Building Group Privacy Notice

http://indexbuildinggroup.com/privacy-policy/. Your use of the Website constitutes your acceptance of and agreement to the Index Building Group Privacy Notice.

5. Third-Party Content

Any information, statements, opinions or other information provided by third parties (“Third Party Content”) and made available on this Website are those of the respective author(s) and not Index Building Group. We do not guarantee the validity, accuracy, truthfulness, completeness, reliability or usefulness of any opinion, advice, service, offer, statement or other Third Party Content on the Website. Under no circumstance will Index Building Group be liable for or in connection with any loss or damage caused by your reliance on any Third Party Content.

6. Links to Third-Party Sites

Index Building Group may provide on this Website, solely as a convenience to users, links to websites operated by our affiliates or other entities (collectively, “Third Party Sites”). If you use these Third-Party Sites, you will leave this Website. If you decide to visit any linked Third-Party Site, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements. Index Building Group does not make any warranty or representation regarding, or endorse or otherwise sponsor, any linked Third-Party Site or the information appearing in it, or any of the products or services described in Third-Party Sites. Links do not imply that Index Building Group is legally authorized to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links; or that any Third Party Sites are authorized to use any trademark, trade name, logo or copyright symbol of Index Building Group. You agree that your use of linked Third-Party Sites is at your own risk, and is subject to the terms and conditions of use and privacy policies applicable to such Third-Party Sites.

7. Prohibited Uses

Unless otherwise expressly authorized in the Terms of Use or on the Website, you may not take any action to interfere with the Website or any other user’s use of the Website. While using the Website, you are required to comply with all applicable statutes, orders, regulations, rules, and other laws. Your use of the Website is conditioned on your compliance with the rules of conduct set forth in this Section. You may not (and you expressly agree that you will not) do any of the following, which violate the Terms of Use:

Disseminate on the Website any viruses, worms, spyware, malware, adware, or other malicious computer code, file, or program that is harmful, invasive, or disruptive, or may or is intended to damage or hijack the operation of, or monitor the use of, any hardware, software or equipment;

Interfere with or disrupt the operation of the Website or others’ use of the Website in any way (including, without limitation, by hacking or defacing any portion of the Website);

Reproduce, duplicate, copy, scrape, sell, resell or otherwise exploit for any commercial purpose, any portion of, use of, or access to the Website;

Modify, adapt, translate, reverse engineer, decompile or disassemble any portion of the Website;

Remove any copyright, trademark or other proprietary rights notice from the Website or materials originating from the Website;

Use the Website for any fraudulent or unlawful purpose;

Violate any applicable laws or regulations; or

Assist or permit any person in engaging in any of the activities described above. 8. Disclaimer of Warranties

8. Disclaimer of Warranties

Index Building Group does not warrant or make any representations regarding the use, validity, accuracy, reliability, timing, completeness, or otherwise respecting the content available of this Website or any other website linked to or from this website. Reading or relying on the content through this Website is done at your own risk. the website and its content are provided “as is” and on an “as available” basis, without warranties of any kind either express or implied. In particular, we make no representations or warranties with regard to the content’s correctness, quality, accuracy, completeness, reliability, timeliness, continued availability, non-infringement or fitness for a particular purpose. We also have no responsibility to maintain the information, materials, or other content made available on or through the Website, or to supply any corrections, updates, or releases relating to it.

Further, we make no warranty whatsoever, express or implied, regarding the security of the Website, including with respect to the ability of unauthorized persons to intercept or access information transmitted by you through this Website. Index Building Group accepts no responsibility for viruses, malware or other malicious or damaging software contained in the Website, its content, or otherwise.

Without limiting the generality of the foregoing, Index Building Group does not warrant that the Website, including (but not limited to) any projections, predictions, forecasts or other forward-looking statements relating to Index Building Group’s performance available on the Website, will be accurate, complete or up-to-date, or that defects, inaccuracies or errors on the Website will be identified or remedied. No reliance should be placed on any information, past performances, or forward-looking statements posted on the Website.

9. Limitation of Liability

To the fullest extent permitted by applicable law, You agree that in no event shall Index Building Group (including its directors, officers, shareholders, employees, representatives, agents, and contractors) be held liable, whether in contract, tort or otherwise, for damages (including direct, indirect, lost profits, incidental, consequential, special, punitive, exemplary and aggravated damages and damages for loss of use, profits or revenue) or any other remedy relating to your use of or reliance on, or relating to the availability, defects, links, or content of the website, or arising out of or related to errors, omissions, interruptions, defects, delay in operation or transmission, or any computer virus or line failure related to the website.

10. Indemnification

You agree to indemnify Index Building Group, its affiliates, and its directors, officers, shareholders, employees, agents, representatives, and contractors harmless against any and all liabilities, losses, damages, suits, claims, demands, costs (including without limitation court costs and attorneys’ fees), fines and actions of any kind or nature whatsoever that arise directly or indirectly in connection with (a) your use of this Website or activities in relation to the Website, (b) your breach, violation or non-performance of any term or condition of the Terms of Use, (c) your violation of any third party’s rights relating to this Website, or (d) information you submit to Index Building Group through the Website.

11. Governing Law, Arbitration, and No Class Actions

11a. Governing Law.

The Terms of Use are governed by and shall be construed in accordance with the internal laws of the State of Nevada, without regard to any choice or conflict of law provision or rule. Furthermore, all matters relating to the Website and the Terms of Use, and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes), shall be governed by and construed in accordance with the internal laws of the State of Nevada, without regard to any choice or conflict of law provision or rule that would cause the application of laws of any jurisdiction other than those of the State of Nevada.

11b. Binding Arbitration.

YOU AND INDEX BUILDING GROUP AGREE TO ARBITRATE, RATHER THAN LITIGATE IN COURT. You understand and agree that all claims, disagreements, controversies or disputes between you and Index Building Group (including any subsidiaries and affiliates, and their officers, directors, employees, or agents of the foregoing) that arise out of or in any way relate to this Website or its content, your use thereof or access thereto, our services, or the Terms of Use, shall be resolved by final and binding arbitration on an individual (non-class and non-representative) basis (the “Arbitration Agreement”), which must be commenced within one (1) year after such claim or cause of action arises (otherwise, such claim or cause of action is permanently barred). Because the Website provided to you by Index Building Group concerns interstate commerce, the Federal Arbitration Act governs the arbitrability of all disputes. However, applicable Nevada State or U.S. federal law may also apply to the substance of any disputes. The arbitration shall take place in Las Vegas, Nevada. The arbitration shall be administered by the American Arbitration Association (“AAA”) in accordance with Title 9 of the U.S. Code (United States Arbitration Act) under the AAA’s Commercial Dispute Resolution Procedures as supplemented by the Supplementary Procedures for Consumer-Related Disputes. YOU AND WE VOLUNTARILY WAIVE ANY RIGHT YOU OR WE HAVE TO A JURY TRIAL.

11c. Class Action Waiver:

To the fullest extent permitted by applicable law, you and Index Building Group agree that all claims, disputes, and causes of action you or we may have in connection with or related to the Website or its content, your use thereof or access thereto, our services, or the Terms of Use will be arbitrated individually, without resort to any form of class, representative, or consolidated action(s) or proceeding(s). Neither you nor we shall be entitled to join or consolidate claims in arbitration or against other users/consumers or arbitrate, as a representative or member of a class or in a private attorney general capacity, any claim, dispute or cause of action in connection with or related to the Website or its content, your use thereof or access thereto, our services, or the Terms of Use.

11d. Jury Trial Waiver:

If for any reason this Arbitration Agreement is found to be unenforceable, you and Index Building Group expressly and knowingly WAIVE THE RIGHT TO TRIAL BY JURY. This means that a judge, rather than a jury, will decide disputes between you and Index Building Group if, for any reason, the Arbitration Agreement is not enforced.

12. Compliance With Laws

You agree that you will use this Website and our services in accordance with applicable law, including any regulations. You further agree that you will not use the Website and our services in connection with or in furtherance of any activity that would violate applicable law and/or any related regulation.

13. Severability

If any provision of the Terms of Use is determined by a court of law to be invalid, illegal or unenforceable for any reason, such provision will be enforced to the maximum extent possible such that the remaining provisions of the Terms of Use will continue in full force and effect.

14. Survival

All provisions of the Terms of Use, which by their nature extend beyond the termination of the Terms of Use, including, without limitation, sections related to Securities Information, Intellectual Property Rights, Disclaimer of Warranties, Limitation of Liability, Indemnification, Governing Law, Arbitration, and this Survival section, shall survive the termination or expiration of the Terms of Use.

15. Entire Agreement And No Waiver

The Terms of Use, together with any other terms and conditions, policies, or agreements referenced herein, constitute the entire agreement between you and Index Building Group, and supersede all prior and contemporaneous understandings, agreements, representations and warranties, both written and oral. The failure of Index Building Group to exercise any right or provision of the Terms of Use shall not constitute a waiver of such right or provision, and no waiver by Index Building Group of any term or condition set forth in the Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition.

Contact Us

You may contact Index Building Group in regards to the Terms of Use or any other matter using the following contact information:

Index Building Group

5406 Elm Lane,

Oakley, CA 94561 Tel: +1.925.250.7910 Email: info@ibgusa.com